The laws behind it all
Rules and authorities
The Danish Debt Collection Act, the Interest Act, the Administration of Justice Act and the Limitation Act — and who supervises that they are complied with.
The process
The whole dictionaryApplies all the way through
Rules and authorities is not a step in a case. It applies from the invoice to the bailiff’s court.
The concepts
12 conceptsThe concepts in this theme
Each entry is one page: the definition, the rate and the rule behind it.
- Aftaleloven (the Danish Contracts Act)Aftaleloven decides when an agreement is binding, who was able to enter into it — and when a term can be set aside as unreasonable.Whether the agreement bindsdecides
- Debt collection licence (inkassobevis)The inkassobevis is the authorisation from the police required in order to carry on debt collection on behalf of others.The policeissued by
- Erhvervslejeloven (the Danish Commercial Leases Act)Erhvervslejeloven governs the lease of commercial premises — and it sets out what a landlord has to do before a lease can be terminated for non-payment.Commercial leasesapplies to
- Gældsbrevsloven (the Danish Promissory Notes Act)Gældsbrevsloven governs promissory notes and the assignment of claims — including which objections the debtor carries over to a new creditor.Promissory notes and assignmentgoverns
- Gældsstyrelsen (the Danish Debt Collection Agency)Gældsstyrelsen collects debts owed to the public sector — and a debtor already in its system usually has less left for private creditors.Public sector claimscollects
- Inkassoloven (the Danish Debt Collection Act)Inkassoloven governs who may carry on debt collection and how it may be done — including the requirement of a formal demand and of good collection practice.Authorisationrequires
- Konkursloven (the Danish Bankruptcy Act)Konkursloven (the Danish Bankruptcy Act) lays down how a bankruptcy estate is administered, and in what order the creditors are paid.The ranking of creditorslays down
- Kreditaftaleloven (the Danish Credit Agreements Act)Kreditaftaleloven applies where credit is granted to a consumer — and it imposes disclosure requirements before the agreement is made.Credit granted to consumersapplies to
- Proper debt collection practice (god inkassoskik)Proper debt collection practice is the requirement under Inkassoloven (the Danish Debt Collection Act) that recovery must not be pursued by methods that subject the debtor to unreasonable pressure, harm or inconvenience.Inkassoloven § 9legal basis
- Renteloven (the Danish Interest Act)Renteloven lays down what interest and what fees may be charged when payment is late.Lending rate + 8 percentage pointsdefault interest
- Retsplejeloven (the Danish Administration of Justice Act)Retsplejeloven sets out the rules governing civil proceedings, bailiff's court cases and enforcement.Civil proceedings and the bailiff's courtgoverns
- The Limitation Act (forældelsesloven)Forældelsesloven (the Danish Limitation Act) lays down how long a claim can be pursued — as a general rule three years, ten years with a judgment or promissory note.3 yearsgeneral rule
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Other themes in the dictionary
The 6 steps of the process are above. Here are the other cross-cutting themes.