The Danish AML Act requires you to know your customers before you act for them — and to be able to show it afterwards. Rieck collects the information, finds the beneficial owners in the register, screens against the PEP and sanctions lists and keeps every step, so the file can be produced the day someone asks.
Several hundred companies have automated their flow with Rieck.
The documentation is written while the work is being done
The trail cannot be rewritten. Every lookup, every screening and every decision is added to the case with a timestamp and the name of the person who did it — and cannot be corrected afterwards. When a supervisor asks what you knew the day you said yes, the answer is evidence, not a retelling.
The system proposes, a person decides. The register supplies the owners, the screening finds the hits, and the rules say what has to be in place. The risk class is set by you, the approval carries the name of whoever made it, and without a written reason a customer can be neither approved nor rejected.
The information is used only for what the law allows. What you collect under the AML Act may only be used to prevent money laundering. That is why due diligence sits on its own in Rieck, apart from invoices, reminders and collection: the reminder flow cannot see a risk class, and a screening never follows a case into collection.
The collection, the owners, the screening, the risk and the trail
The customer gets a link by email and a code by SMS and fills in your form wherever she happens to be — without creating anything. Answers are saved as she goes, documents are attached, and if the case sits still, Rieck reminds her. The questions, the document requirements and the wording are your own, per customer type and in both Danish and English.
Rieck pulls the ownership from the Danish CVR register and multiplies the shares up through the holding companies, so an owner with 15 % by two routes stands with her 30 % — and the route is kept as evidence. The customer’s own list is held up against the register’s; if they disagree, the customer cannot be approved until the discrepancy is resolved, as section 15 a of the AML Act requires. A foreign owner does not stop the case: the branch is marked open until the customer has filled it in.
The customer and the beneficial owners are screened against the Danish FSA’s PEP lists for Denmark, Greenland and the Faroe Islands and against the EU, UN, OFAC and UK sanctions lists. The lists are fetched automatically, every run is stored with the list versions that were searched, and date of birth and nationality close the false hits, so you do not drown in namesakes. A hit is decided by a person, and a confirmed sanctions hit blocks the customer. The screening covers the person only: family members and close associates (sections 2(6)-(7)) appear on no public list and must be established through the customer's own declaration — relying on the screening alone does not satisfy section 18(1). That is why the standard form asks the customer about exactly that.
The risk class — low, medium or high — is set by you, with a written reason. The reassessment interval follows the class, and Rieck keeps track of when each customer falls due and either starts the reassessment or puts it in the queue, as you have chosen. Some things are not yours to adjust: a politically exposed person, a confirmed sanctions hit and a high-risk third country always run under the enhanced procedure. The AML officer, the written procedures and the internal controls are documented in the same place.
Every lookup, every screening, every answer and every decision is added to the case with a timestamp and a name, and nothing can be deleted or corrected afterwards. The inspection pack gathers it all per customer — the questions in the wording the customer saw, the documents with their fingerprints, the list versions, the hits and the decision — as a PDF with your own logo or as machine-readable JSON. The material is kept for five years after the customer relationship ends, as section 30 of the AML Act requires.
Customer due diligence is an add-on to your plan. The customer you have checked is the same one you invoice and remind — but what you collected under the AML Act stays where the law says it must. Rieck processes the material on your behalf; the duty is yours.
Ownership, management, industry and signing rules are pulled from the registers through Rieck’s own access — and kept as the picture you made the decision on.
The PEP and sanctions lists are fetched on their own. If a list stops changing, we get a warning — you do not get a stale screening.
The person behind the company identifies herself with MitID, and the passport’s machine-readable lines are checked against what she has stated herself. A name mismatch is flagged to you; it does not reject on its own.
Due diligence cases can be created, read and reassessed from your own systems, and the events in the audit trail are sent as webhooks — with the same gate and the same trail as in the portal.
Service and repair of household appliances. 
A chain of local estate agents. 
Car rental with locations in six countries. 